Hardly ever set foot in your bank? Maybe you're ready to take a bold step into the frontier of Internet-only banking. Your reward for leaving the neighborhood branch behind can be supercheap checking and robust yields on CDs.

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WASHINGTON (AP)—The number of Americans using fast Internet connections doubled from 2001 through late 2003, still below some expectations and especially low among minority groups and people in rural areas, according to a report by the Bush administration.

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As banks prepare to enter the 21st century, they are responding to consumer demand to use the Internet as the medium to conduct personal finance transactions.

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In the first of a two-part series, Global Finance identifies the best online corporate and consumer banks by country and product or service category.

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Of all the ways that e-commerce was supposed to change how consumers and businesses manage their affairs, electronic billing and payment was considered among the most bankable.

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